Loans – NCSAPCB http://ncsapcb.org/ Fri, 07 May 2021 11:35:30 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 https://ncsapcb.org/wp-content/uploads/2021/05/cropped-icon-32x32.png Loans – NCSAPCB http://ncsapcb.org/ 32 32 1 Financial Stock Under The Radar That Has Generated Incredible Returns https://ncsapcb.org/1-financial-stock-under-the-radar-that-has-generated-incredible-returns/ https://ncsapcb.org/1-financial-stock-under-the-radar-that-has-generated-incredible-returns/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/1-financial-stock-under-the-radar-that-has-generated-incredible-returns/

MarketAxess Holdings (NASDAQ: MKTX) isn’t exactly a household name, but it’s a financial services firm that should be on the radar of investors. In this Fool live Video clip, recorded on March 25Fool.com contributor Brian Feroldi explains why it’s such an amazing company and why there is still so much room to grow.

Brian Feroldi: So the company is called MarketAxess. The stock symbol is MKTX. It is not a business that you will be interacting with in your day to day life. In fact, it only has a few thousand customers around the world, but it really is an amazing company. If you look at the company’s stock market performance since its IPO in 2005, you’re talking about a 27-bagger and counting. You’ll understand why in a moment, but this is just a phenomenally successful, phenomenally successful business.

What are they doing? It is the world’s largest electronic fixed income trading platform. Everyone here is buying and selling stocks online. It would be crazy for us to call a broker or call someone else in your local community and say, “Hi, I’m looking to buy some MasterCard shares, do you have any for me? “Believe it or not, this is how the bond market works. Most trading in the bond market is done by email or SMS, or by simple communication or if you want to buy or sell a Bond, the Most of it has been happening off-platform. It’s been like that for decades, centuries. In the year 2000, there was a trader who was at JP Morgan. He saw this and said, “That’s crazy. equity trading is online, why shouldn’t bond trading and fixed income trading go online? ”At a JP Morgan incubator, he founded MarketAxess and he mainly benefits from all the benefits of online trading and bring them to the bond market.

There are a lot of advantages. Liquidity is higher, transparency is there, it is easier to follow data aggregation. There are huge advantages to trading, buying and selling online over the old method. This company was launched in 2000 and over time has steadily added new products to its platform and has continued to attract new customers. I think a big reason is that they had the backing of a lot of big financial institutions at the start, especially JP Morgan. The company has constantly added new products, expanded geographically, added new clients, and has grown into the world’s largest electronic fixed income trading platform.

Their position in the market really benefits them because markets have natural network effects. If you want to trade bonds online, which platform would you like to go to? The one with the most market participants. You will get the most choice and the most cash. Exactly the same, if you want to sell. MarketAxess has more than 1,800 institutional level investors and dealers on its platform around the world, and each year it adds more and more clients. He convinces each of his clients to devote more of their bond trading to the platform and launches new products and services.

He started with the US high yield market, he added the European market, he added emerging market bonds to that, and he sees opportunities to add CDs and get loans over time. Due to its position and the benefits offered by the platform, the revenue of this company has grown like clockwork. He’s just an extremely consistent and reliable producer. What is even more interesting is that the margins of this company are essentially at the level of Mastercard. Its gross margin is 77% and its net margin, after deducting all fees, including taxes, is 43%. He keeps $ 0.43 on every dollar in sales. That’s a ridiculously high number. This company is extremely scalable and has a very high margin.

Over time, although it is certainly the biggest player in the market, the company still sees great potential for growth where it is today. It has around 1,800 market participants in total, much of which is still focused on its core market. It will expand internationally. He basically says that about $ 67 billion in fixed income credit products are traded every day. On his platform, he only makes around $ 9-10 billion. It was in September. It still looks huge for his growth and he points out that for every 1% market share he gets, he gets an additional $ 33-35 million in income.

Because this is just a fixed cost business, all of that extra income is basically turned into profits. It is an extremely compelling business. Now, on the valuation side, the business is very high quality, so it is also very expensive. The company trades at around 29 times its sales and around 63 times its profit. The business is hyper-optimized for profit. It’s a real P / E ratio. It’s an expensive business. But if there is one company that deserves to be cherished, it is MarketAxess.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a premium Motley Fool consulting service. We are motley! Challenging an investment thesis – even one of our own – helps us all to think critically about investing and make decisions that help us become smarter, happier, and richer.


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Mr. Amazing Loans Corporation (formerly IEG Holdings https://ncsapcb.org/mr-amazing-loans-corporation-formerly-ieg-holdings/ https://ncsapcb.org/mr-amazing-loans-corporation-formerly-ieg-holdings/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/mr-amazing-loans-corporation-formerly-ieg-holdings/

LAS VEGAS, May 3, 2018 (GLOBE NEWSWIRE) – Mr. Amazing Loans Corporation (“Mr. Amazing Loans”) (OTCQB: MRAL) announces that as of April 30, 2018, its corporate name has changed from IEG Holdings Corporation to Mr. Amazing Loans Corporation. As part of his name change, the ticker symbol of Mr. Amazing Loans changed from IEGH to MRAL. For more information on Mr. Amazing Loans visit the new Investor Relations website at https://ir.mramazingloans.com.

About Mr. Amazing Loans Corporation

Mr. Amazing Loans Corporation is a Securities and Exchange Commission (“SEC”) reporting fintech company that provides unsecured consumer loans of $ 5,000 and $ 10,000 online under the brand name, “Mr. Amazing Loans ”via its website and online application portal at www.mramazingloans.com. Mr. Amazing Loans is a direct lender with state licenses and / or certificates of authority in 20 US states with all loans issued, processed and managed from our centralized headquarters in Las Vegas, NV.

Forward-looking statements

This press release contains forward-looking statements. All statements other than statements of historical fact included in this press release are forward-looking statements. In some cases, forward-looking statements may be identified by words such as “believe”, “expect”, “anticipate”, “plan”, “potential”, “continue” or similar expressions. Such forward-looking statements involve risks and uncertainties, and there are important factors that could cause actual results to differ materially from those expressed or implied by such forward-looking statements. These factors, risks and uncertainties are discussed in documents filed by Mr. Amazing Loans with the SEC. Investors should not place undue reliance on forward-looking statements as they involve known and unknown uncertainties and other factors which, in some cases, are beyond the control of Mr. Amazing Loans and which could, and are likely to have, a material effect. on actual results and levels. activity, performance or achievements. Any forward-looking statement reflects Mr. Amazing Loans’ current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to the operations, results of operations, strategy of growth and liquidity. Mr. Amazing Loans assumes no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons why actual results could differ materially from those anticipated in such forward-looking statements, even if new information becomes available in the future. .

The content of the Mr. Amazing Loans website referenced here is not incorporated into this press release.

Contact:
Paul Mathieson
Mr. Amazing Loans Corporation
President / CEO and founder
MRAL@mramazingloans.com

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Topsfield test systems remove PFAS from water could cost millions https://ncsapcb.org/topsfield-test-systems-remove-pfas-from-water-could-cost-millions/ https://ncsapcb.org/topsfield-test-systems-remove-pfas-from-water-could-cost-millions/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/topsfield-test-systems-remove-pfas-from-water-could-cost-millions/

The Town of Topsfield received a grant of up to $ 190,000 to evaluate the PFAS disposal systems for the water treatment plant. It is the per- and poly-fluoroalkyl substances that have been found in the city’s water supply, but so far at very low levels.

We asked Topsfield Water Superintendent Greg Krom about the subsidy, the current level of PFAS contamination, and what it might cost to remove chemicals from the water supply.

How will you use the grant?

We plan to use it to test a few PFAS removal systems. We are looking at two types of systems. The first is a granular activated carbon filter and the second is an ion exchange resin. We will examine them separately and in series. “

After:The $ 190,000 grant and PFAS at Topsfield

Do you work with consultants?

We will be working with a couple. The design firm [Wright-Pierce] with whom we have worked for our current processing plant will be the main consultant. And then there is a company [Blueleaf]… They specialize in carrying out these pilot tests.

What do current PFAS levels look like?

The numbers look good. The times we have had issues tend to be later in the summer / fall. We’re still testing every month, and we’ll see how it goes this year, but so far so good.

After:PFAS Levels in Topsfield and How to Reduce Your Exposure

So, is there something going on in the summer?

As surface water dries up and we rely more on groundwater to supply wells, concentrations may increase because surface water does not dilute it as much as others. times of the year. There might be some seasonal variability because of this, but we’ll find out.

Is the water safe to drink?

That’s a good question, and it came up during our public meeting with DEP, and they didn’t say whether it was safe or not. They saw that as degrees of risk. Of course, if there is no PFAS in the water, the risk is zero. At 20 parts per trillion, their point of view, or their opinion, is that it is an acceptable risk for the normal population, but people who are part of a sensitive subgroup – breastfeeding mothers, pregnant women, infants and people with an immune system. problems – that 20 parts per trillion is an unacceptable risk and that they should use bottled water.

After:6 takeaways from the PFAS meeting in Topsfield

Do you have a timeline for evaluating both systems?

The grant is based on the state’s fiscal year, so that work has to be done by the end of June of this year, so it’s a tight schedule.

Does that mean you might have some answers this summer?

We will have more information. My understanding is that both systems will remove PFAS. What I hope to know is what size the filters would need, as many cities use both systems, as we are only testing 18 compounds at the moment, and there are thousands of them, and the EPA go do it. start doing testing in the next few years where they will test for 25 more compounds. I think some people install the two systems in series.

Will this increase water prices?

It will be. How much would depend on the size of the systems. DEP told us that we may qualify for zero interest loans, which would reduce the impact on rates. Additionally, there are operational expenses where the media that is in these filters cannot be reused or regenerated like the media we have now, so it’s a one-time use. When it’s spent, you take it out and replace it. Maybe every two or three years you need to replace the media in these systems. For the green sand system that we have now, the replacement cycle is every 15 to 20 years.

Do you have any idea of ​​the cost?

It’s too early to tell, but we’re talking… you know, millions of dollars. There is no space in the current plant footprint to install these systems, so we will have to construct a new building. There are additional treatment systems that should be installed due to how they work. They cannot contain chlorine. Thus, the water which is conveyed to them must be de-chlorinated and then re-chlorinated after passing through these filters. We should have more information after the pilot test.

PFAS are in so many things. Is there a movement to change this?

It’s amazing in the number of things it contains. In many ways, it looks a lot like asbestos, sort of a miracle material, and asbestos is in an incredible number of products, and so is PFAS. I think they moved to eliminate some of them, but one of the reasons there are thousands of these chemicals … they’re all man-made, they’re all chemicals design where they sometimes forbid one and they can modify it. little bit and make a new one, and it has similar properties. It’s kind of a mole in some ways.

After:Details of MassDEP on PFAS chemicals

Wouldn’t it be easier to get rid of chemicals?

We have a lot of catching up to do. These chemicals have been in use since the 1950s and they just don’t go away. In many ways they just recirculate, even after we take them out of the water, these resins, the media with which we capture these PFAS compounds, usually go, as I understand it, to an incinerator. . And I’m not quite sure they get destroyed during the cremation process.

These are very long-lived compounds, aren’t they?

Yes. This is one of the advantages for them, but it also turns out to be a curse.


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NRL Club Business Partnerships Wrap: Storm, Panthers, Plus https://ncsapcb.org/nrl-club-business-partnerships-wrap-storm-panthers-plus/ https://ncsapcb.org/nrl-club-business-partnerships-wrap-storm-panthers-plus/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/nrl-club-business-partnerships-wrap-storm-panthers-plus/

W
With the 2021 NRL Premiership season now several rounds, here are the NRL club’s latest business partnerships over the past seven days.

The Melbourne Storm announced two new partners over the past week, Carsales and The Amazing Baby Company, with Carsales becoming a premium partner and taking the sponsorship position on the Storm jerseys.

As part of the deal, Carsales will also receive a mark on the Storm’s training equipment, ground signage and activations during home games.

Storm CEO Justin Rodski said, “We are delighted to partner with such a strong, respected and successful brand.”

“This partnership is a perfect fit for Storm and Carsales and we look forward to connecting our members and fans to the diverse range of services and products they offer.

“The Carsales logo will be on the sleeves of our game jersey from tomorrow night.

“This is a unique position to occupy, generating more IQ media value than any position on kit in any AFL and NRL team in 2020.

“We hope this is the start of a long and valuable partnership together,” said Rodski.

The club’s partnership with The Amazing Baby Company, however, was announced amid Storm’s Good Friday appeal, with the company announcing a $ 10,000 contribution to the appeal and to the Royal Children’s Hospital.

As part of the deal, The Amazing Baby Company will be offering Storm members 15% off all products with free shipping.

The Amazing Baby Company General Manager Carrie Edwards-Britt said, “I went to my first Storm game in 1998 and fell in love with the game and the team.”

“My mom and I have been members for many years and go to almost every home game together.

“Over the past 23 years Storm has brought me so much happiness and I have always been proud of the club for the way they interact with the fans and how inclusive they feel.

“I’ve only ever heard great things about Storm culture and how the club is like family.

“We have the same belief at The Amazing Baby Company, having a great culture is important to us and something that we are continually working on,” said Edwards-Britt.

Elsewhere in the NRL, the Penrith Panthers announced Bluestone Home Loans as the club’s official mortgage partner in a three-year deal.

The Bluestone logo will appear on Panthers jerseys in 2022 and 2023 as part of the deal.

Panthers Head of Partnerships Jeremy Tuite said: “We are very pleased to welcome Bluestone Home Loans to the club’s corporate network.”

“From our initial discussions, it was immediately clear that Panthers and Bluestone were aligned with our strong community values.

“This partnership will see a number of initiatives to help Panthers members and fans better understand mortgage loans and to help them realize the dream of owning their own home,” said Tuite.

Across the rest of the league, the Brisbane Broncos, in partnership with a charitable partner, Down Syndrome Queensland (DSQ), visited DSQ’s Stafford classroom to meet with students and practice some skills with the students.

The South Sydney Rabbitohs also organized an Employment and Wellbeing Exhibition at the Whitlam Leisure Center with the aim of providing Aboriginal and Torres Strait Islander students and members of the Liverpool LGA community with information and courses on employment, training and higher education.

The event drew over 200 guests with Souths Cares showcasing a new mental health video featuring interviews with several Rabbitohs players and Indigenous and Torres Strait Islander workers from key industries.


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Creatively finance legal matters with crowdfunding https://ncsapcb.org/creatively-finance-legal-matters-with-crowdfunding/ https://ncsapcb.org/creatively-finance-legal-matters-with-crowdfunding/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/creatively-finance-legal-matters-with-crowdfunding/

Crowdfunding has become commonplace in our society. With websites like Patreon, artists have generated income streams that get monthly support from those willing to donate. While many areas are benefiting or even evolving from crowdfunding, the legal industry seems to have a blind spot when it comes to the tool.

Crowdfunding of legal issues is not unknown. However, its immense potential is far from being fully realized.

That said, the methods of fundraising for legal matters raise both legal and ethical concerns that other industries need not be concerned with.

However, this should not deter law firms or clients from use crowdfunding as a tool. The same ethical rules that govern other legal fundraising methods already provide a roadmap for how to deal with potential problems.

Fundamentals of crowdfunding

Crowdfunding is a relatively new buzzword for a practice that goes back about as far as business itself. The interconnectivity offered by the Internet has just given it a facelift in the 21st century.

The crowdfunding process requires three components: someone to create a project they wish to fund, people willing to support the project, and a platform that organizes information and facilitates communication and transaction between the two.

Legal Complexes

The tech field has had incredible success in funding projects using crowdfunding. A smartwatch company was able to lift around $ 9 million with the end product as an incentive to potential funders.

However, state and national bar associations and attorney regulatory authorities have rules governing how attorneys’ fees can be billed and paid. What they don’t have are specific prohibitions for lawyers from collecting attorney fees through crowdfunding.

This means that as long as it does not violate any of the existing ethical rules governing lawyers’ fees or representation, crowdfunding is as viable a fundraising tool for a legal matter as any of the traditional methods.

Tell a good story

Outside of campaigns that showcase an amazing product, the most successful crowdfunding results come from campaigns that tell compelling stories.

The legal field is all about telling compelling stories. Legal matters usually have ramifications beyond the people directly involved in them. Finding a way to capture the public interest is a proven method of gaining moral support. Now it can also be used to get financial support.

Obviously, this approach is better suited to some areas of practice than others. Yet very few problems are truly unique to one person. If the customer is sympathetic, let them tell the story. If the problem itself is relatable, position your campaign as a fight against the good fight now, before it becomes everyone’s problem.

Social media will be of great help in this area. Pew Research Center estimates that 62% of adults use social media as a source of information (for better or for worse). If you can break the News masses, you’ve opened yourself up to eyes you never thought you’d ask. It’s no secret that’s why most crowdfunding platforms interface so easily with social media sites.

Access to representation

Money is probably the most prohibitive aspect of widespread access to effective legal representation around the world, but especially in the United States. Since crowdfunding has increased the access of the general public to the tech and entertainment industry, there is no reason that it cannot improve the general public in the same way. access to justice as well as.

Loans are the way businesses have traditionally funded businesses and projects that they are passionate about, but lack the independent funding to pursue. Some clients even turn to the offer of participation in their complaints as a method of solicitation. litigation financing.

the legal sector is ready for a better fundraising method for law firms and potential clients.

Crowdfunding can provide this access without placing the financial burden of funding a project or issue on the shoulders of a few. By dividing up financial responsibilities, clients who would otherwise have seek justice and lawyers have more leeway to deal with issues they deem important to represent the client.

Ethical concerns

As mentioned above, the rules are a bit different when it comes to fundraising for a legal matter. Some of the changes are minor, but some of them are more profound.

For example, a crowdfunding project for a legal case should have a Warning this clearly shows that the aid would not give right to any compensation despite the fact that law firms are for-profit entities.

Adding a disclaimer is pretty straightforward. What might be difficult is navigating the intricacies of privacy and disclosure when trying to solicit support on social media.

The client may not want their personal business to appear on the Internet, regardless of their benefit. If so, as a lawyer you are ethically bound to respect those wishes.

Removing the social media aspect of crowdfunding to maintain privacy makes most of the more popular crowdfunding sites more or less useless for your causes. This is the ABA model Rule 1.6 which specifically requires informed consent on the disclosure of customer information. You can try to advocate with your client, but if they don’t budge, you will need to rethink your strategy.

With respect to third party funding arrangements, there are additional concerns that must also be addressed. Model ABA Rule 5.4 specifically prohibits lawyers from sharing legal fees with non-lawyers. Lawyers are not even allowed to form partnerships with non-lawyers if the basis of the partnership involves the practice of law.

This rule can make offering equity as an incentive for a crowdfunding campaign a non-starter in the overwhelming majority of the United States. The only place where this can be allowed is Washington DC, where non-lawyers are allowed to hold a stake in a law firm for the purpose of maintaining lobbying interests.

Another potential hurdle for crowdfunding legal issues comes in the form of raising too much money. Law firms are only allowed to charge one “Reasonable costs” for their services – as explicitly stated by model rule ABA 1.5. If the reasonable fee for a case is X and a crowdfunding campaign increases XYZ, it would be unethical for the law firm to keep the extra Ys and Zs.

Fortunately there is crowdfunding platforms designed specifically for crowdfunding legal issues. These platforms can either cap contributions at a certain rate or provide other avenues for any financial overruns.

This is done by keeping all donations in a trust which is dispersed at the conclusion of the case. This way, the appropriate amount can be used to settle legal fees and whatever remains can be distributed accordingly.

Conclusion

Crowdfunding offers a tool to pay for business or projects that would otherwise be overlooked.

For those with misgivings about ethical concerns, existing ethical rules are already clearing the way for maintaining compliance. As long as you make sure your crowdfunding initiative meets these guidelines, there is no reason not to take advantage of these fundraising platforms.


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First-time voters think like Thanos, act like Thor, ignore Loki https://ncsapcb.org/first-time-voters-think-like-thanos-act-like-thor-ignore-loki/ https://ncsapcb.org/first-time-voters-think-like-thanos-act-like-thor-ignore-loki/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/first-time-voters-think-like-thanos-act-like-thor-ignore-loki/

Express press service

CHENNAI: The first time is always special, and this rule is no exception to voting. As they say, great powers come with great responsibility. Faithful to this feeling, Sr. Zubaid Abdul tells us how he felt so “empowered” after having cast his vote for the first time.

“Until the last election, I used to debate with my parents about who to vote and now I can make my own decision.”

For Sudhish Aruldhasan, 18, a student from Chennai, it was like the power and responsibility of Thanos from Avengers.

She says, “The government you choose is responsible for making you powerful. Your vote is like Thanos snapping his finger in the blink of an eye, but something powerful enough to change where you live. The overall voting experience has been amazing. ”

Prem Kumar (19), a patient positive for covides
and a first voter in a school of
Madipakkam | Ashwin prasath

“It was an exciting experience and I was excited to vote. I am proud to be part of the electorate who will change the fate of Tamil Nadu, ”said V Swathi, first time voter of Kangeyanallur de Vellore.

The excitement is not discouraged until Coimbatore, where S Maheswaran, 23, of Achipatti, wants the next government to renounce the loan to education.

He says, “I wish they would forgo student education loans and create employment opportunities.”

Namakkal also witnessed large numbers of voters for the first time amid the pandemic.

Mr. Priyadharshini (18) after voting at the Krishnapuram school in Namakkal said: “At first I was panicking over the security measures, but I have to thank the electoral commission for making all the necessary arrangements. From giving gloves, disinfectant to social distancing, everything has been followed. ”

Another voter M Dharini (22) asked voters to refrain from taking money to vote.

Some young people are impatiently awaiting the development of their respective fields.

“I look forward to the development in this area. I hope someone would do people good to empower women and help minorities, ”says Harshitha, 20, a journalism student in Adyar.

Another voter, C Varsha Reddy of Chennai, says she went through the manifestos, candidate details as well as election commission guidelines, before taking her call.

For siblings N Muthunarayanan (24) and N Kalyani (22) of Karaikudi, Sivaganga, a healthy discussion helped them identify their choices.

Social media is no slouch when it comes to helping young people, either. Ms. Madhumidha (22) says: “Social networks have helped me a lot to choose the candidate I want to vote for.”

(With contributions from Vellore, Chennai, Coimbatore, Namakkal, Sivaganga)


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NFM Lending Sponsors Heart and Sole Virtual 5K https://ncsapcb.org/nfm-lending-sponsors-heart-and-sole-virtual-5k/ https://ncsapcb.org/nfm-lending-sponsors-heart-and-sole-virtual-5k/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/nfm-lending-sponsors-heart-and-sole-virtual-5k/

Linthicum, Maryland, April 2, 2021 (GLOBE NEWSWIRE) – NFM loan is proud to be the Going for the Gold sponsor for the Heart and Sole Virtual 5K, from Friday April 9, 2021 to Monday April 12, 2021. This event will benefit JAFCO (Jewish Adoption and Family Care Options), a 501 (c) ( 3) non-profit organization.

JAFCO the mission is to care for abused and neglected children and those with developmental disabilities, especially in the Jewish community. They work in partnership with families and the whole community, giving each child a place of belonging.

“We are fortunate to be able to partner again with an amazing organization like JAFCO,” said David Silverman, CEO of NFM Lending. “They continue to do the heavy lifting in the community and we are happy to support their incredible work. Helping to improve the lives of children is a central pillar of NFM’s philanthropic initiative, NFM CARES. We are committed to providing resources to help create a normal family environment for children who otherwise would not have a stable childhood.

JAFCO provides many high quality services including adoption, foster care, group home, emergency shelter, family preservation, independent living and developmental disability programs in Sunrise, Florida , and a northeast expansion office in Philadelphia. NFM Lending is proud to support JAFCO and looks forward to continuing to work with such an amazing organization.

JAFCO is just one of the many child-focused charities that NFM Lending is honored to support. Other organizations include St. Jude Children’s Research Hospital, Ronald McDonald House Charities Maryland, Little smiles, and Mickie’s miracles.

About NFM loans

NFM Lending is a national mortgage company currently licensed in 42 states of the United States. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies include Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their unwavering commitment to clients and the community. For more information on NFM loans, visit www.nfmlending.com, like our Facebook page, or Follow us on Instagram.

Media contact: NFM Lending 1888233009


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Parable Shop Aims To Bring The Tacoma Community Together https://ncsapcb.org/parable-shop-aims-to-bring-the-tacoma-community-together/ https://ncsapcb.org/parable-shop-aims-to-bring-the-tacoma-community-together/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/parable-shop-aims-to-bring-the-tacoma-community-together/

A new store on McKinley Avenue in Tacoma is a dream come true for a local family.

Parable is a family operation, with Deatria (Dee Dee) Williams and her cousins ​​Lakecia Farmer and Le’Ecia Farmer all co-owners.

The family secured the space last fall. Raising over $ 11,000 through crowdsourcing, they were able to pay for initial start-up costs and secure inventory to launch online sales, including books and factories.

Their goal is to raise a total of $ 50,000 to renovate the interior space so Parable can move from selling online to opening in the summer of 2021.

They also applied for loans and grants from small businesses.

The location is 3502 McKinley Ave., Suite A, the former Tacoma lamp repair site.

The company’s bio on the company’s website states that it is a “family business, community-owned, LGBTQ-owned, black-owned, women-owned.”

The store will feature plants, books, clothing, products from local artists and more. The family also plans that the store will become a community space for live events, children’s programs and workshops.

The owners recently sat down with The News Tribune to describe their dreams for the store.

“We’ve all had different entrepreneurial ideas, separately and together,” said Le’Ecia Farmer. “A long time ago, Lakecia and I were talking about opening a cafe. I know, I heard Dee Dee talk about some entrepreneurial activities like interior design or different services for people. And so as a family we’ve always thought that’s what we want to do. We ultimately want to work for ourselves and build our family and future generations.

“And then during the pandemic, a space opened up in front of where Dee Dee and Lakecia live, and where I lived. … But we’re just like, ‘What if we have this space? What would we do? What would that be? ‘ And we just started, like, dreaming about the potential business that this could be. And then the more we talked, the more excited we were.

“And we applied to that space and got it.”

She added, “I feel like companies usually do it the other way around where they have this fleshed out business plan and all the finance and then they find the space, where we just found the space and we’re like, let’s do it. “

Lakecia Farmer said the dish will be community driven.

“You know, we say it a lot, ‘community, community, community’, but it just means a lot to us to have a space for people,” said Lakecia Farmer. “Dee Dee and I have been in this neighborhood for four years, so one of the things we just saw was amazing was how the community comes together for the McKinley Street Fair, the Farmers Market and all. these different things … But there’s not, like, a huge space where you can just, like, come with your family … come like yourself, and you know, maybe shop, maybe just participate in the community.

Deatria Williams said: “We were walking one day and it was empty, and it felt like everything was in place like it was lined up for us. So it was pretty exciting.

They envision reading circles and craft sessions for kids, poetry nights that people can join in, with seating areas to come in and read or listen to records and music, each member of the family will love. particularly interesting in every aspect.

“Technically, as an LLC, we are listed as a boutique,” ​​Le’Ecia Farmer said. “But we really want to… focus on a more lively space where people can interact. And so in addition to music and children’s programming, educational workshops … we have our business side. And then there’s kind of a mix of those two sides too, where it’s like we want to showcase independent designers and local artists. And we’re looking at a space where they can host events for us, they can have pop-ups, if they’re trying to get started as a small business owner … “

The store launch will take place in three phases. The online part expanded with sales focused on books and plants. The next phase is the interior renovation. The final phase will be to open the store to the public and focus on launching the community phase into its full vision when it can be done safely in the face of the pandemic.

While opening a business during a pandemic might seem daunting, the phased approach has given them a head start, Lakecia Farmer noted.

“We are developing our business in stages. And I think that builds resilience … we’re innovative in selling online, ”said Lakecia Farmer. “This is the story of the parable as an adaptation. We adapt.

“I don’t know if you are familiar with Octavia Butler’s ‘Parable of the Sower’. That’s where we got the name from. But it’s all about resilience during hardship. It’s all about community, community building … just being resilient.

“And I think that’s… one of the reasons, ways we can present ourselves in the community like, ‘Hey, that’s hope. It is strength. It’s resilience. We can do it. You can do it. And we are all in the same boat. ”

“I also have a feeling that we are able to look ahead and be like, we want things to be different for future generations,” said Le’Ecia Farmer. “We don’t want them to have to fight tooth and nail to just have a sense of security. Even though it seems really wild to open up during a pandemic, I think it seems like the best option for our family right now.

“I’m very excited about this,” said Deatria Williams. “I can not wait to be there. And not only that, we are leaving something for generations to come.

For more information, visit parabletacoma.com.

Debbie Cockrell has worked for The News Tribune since 2009. She reports on business and development, local and regional issues.


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Dan and Jennifer Gilbert donate $ 30 million to the Cranbrook Academy of Art https://ncsapcb.org/dan-and-jennifer-gilbert-donate-30-million-to-the-cranbrook-academy-of-art/ https://ncsapcb.org/dan-and-jennifer-gilbert-donate-30-million-to-the-cranbrook-academy-of-art/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/dan-and-jennifer-gilbert-donate-30-million-to-the-cranbrook-academy-of-art/

Bloomfield Hills – A landmark donation of $ 30 million on Tuesday from billionaire businessman Dan Gilbert and his wife Jennifer to the Cranbrook Academy of Art, the largest donation in the institution’s history, will be used to create scholarships comprehensive studies for underrepresented minority students, thereby attracting more artists of color to campus to teach and strengthen the financial stability of the academy.

The donation, considered the largest ever financial donation to an art program in the United States, will be ‘transformational’ for Cranbrook’s graduate art program, said Dominic DiMarco, president of the Cranbrook Educational Community .

“It’s historic,” DiMarco said. “It’s really a catalyst for moving the academy forward. … It’s this whole idea of ​​increasing the diversity of voices on campus, bringing in kids, great students, really talented artists, who could not study at Cranbrook (in the past) due to our schooling model. “


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Local camps preparing for summer https://ncsapcb.org/local-camps-preparing-for-summer/ https://ncsapcb.org/local-camps-preparing-for-summer/#respond Wed, 07 Apr 2021 23:14:19 +0000 https://ncsapcb.org/local-camps-preparing-for-summer/

LEXINGTON, KY. (LEX 18) – Thousands of students are just getting back on track at school after spending most of 2020 learning virtually.

But summer is fast approaching and many camps are preparing to reopen for the first time since 2019.

“There’s nothing quite like hearing kids laughing and those ‘aha’ moments they have,” said Lee Ellen Martin, executive director of Explorium of Lexington.

Once school is over for the summer, the children will return to the Explorium from Monday to Friday.

“So we have 11 weeks of summer camps. The kids can come and spend a whole week or the whole summer with us, ”said Martin.

This will be the second pandemic summer for the Explorium, which operated smaller camps in 2020.

Conroy Delouche

“Well, number one is fun. And number two is also educational. It’s fun and educational,” Martin said.

The Living Arts & Sciences Center, which recently hosted a spring break camp, is another non-profit that specializes in hands-on and fun learning.

“It was amazing to hear the students laughing and having fun in the building next week. It was the first time that we had hosted students at this center in just over a year, ”said Ashlee Collins, an educator discovered at the center.

Collins says that since the pandemic, the center has lost more than $ 200,000 in funding, but federal grants and loans have helped them stay afloat.

“Right now we operate the center with seven full-time employees, whereas in past years we had 12 to 15,” Collins said. These smaller staff are getting ready for a busy summer.

“I think the students are excited to be back in person and they’re just ready to get creative again,” Collins said.


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